@misc{Chmielarz_Witold_On,
 author={Chmielarz, Witold and Zborowski, Marek},
 howpublished={online},
 publisher={Publishing House of the University of Economics in Katowice},
 language={eng},
 title={On a comparative analysis of internet banking services by the conversion method and the scoring method},
 type={czasopismo},
 keywords={bankowość elektroniczna, scoring method, witryny internetowe},
}