@misc{Cichorska_Joanna_Deleveraging,
 author={Cichorska, Joanna},
 howpublished={online},
 publisher={Publishing House of the University of Economics in Katowice},
 language={eng},
 title={Deleveraging in the banking sector},
 type={artykuł},
 keywords={banki, kryzys finansowy, ryzyko kredytowe, sektor bankowy},
}