@misc{Hughes_Gerard_The,
 author={Hughes, Gerard and Macher, Michelle and Turner, John A.},
 howpublished={online},
 publisher={Publishing House of the University of Economics in Katowice},
 language={eng},
 title={The economics of complexity: complexity in the allocationof governmental authority for pensions},
 type={artykuł},
 keywords={complexity, government regulators, information costs, pensions},
}