@misc{Wieczorek-Kosmala_Monika_Working,
 author={Wieczorek-Kosmala, Monika and Doś, Anna and Błach, Joanna and Gorczyńska, Maria},
 howpublished={online},
 publisher={Publishing House of the University of Economics in Katowice},
 language={eng},
 title={Working capital management and liquidity reserves: The context of risk retention},
 type={czasopismo},
 keywords={liquidity, liquidity reserves, risk retention, working capital management},
}